Mortgage Solutions

Financing Built Around Your Home Goals

From pre-approval to closing, Capri Mortgage Services provides clear guidance, fast responses, and flexible loan options tailored to your situation. Whether you are buying, refinancing, or investing, we help simplify every step so you can move forward with confidence.

Apply Now

Trusted Mortgage Guidance

Simple, Fast, and Flexible Home Financing

Capri Mortgage Services, led by Karen Peoples, provides personalized lending solutions designed to match a wide range of borrower needs. From first-time homebuyers to seasoned investors, the goal is to make the mortgage process clear, accessible, and efficient.

With access to a broad portfolio of loan programs, clients are guided through every stage of financing, from initial consultation to final approval. The focus is on speed, transparency, and finding the right loan structure for each financial situation. Whether you are purchasing a primary residence, refinancing an existing loan, or exploring investment opportunities, you receive direct support and tailored lending options built around your goals.

Schedule A Consultation
Flexible Loan Options

Programs Designed for Every Buyer Profile

A curated range of lending solutions tailored for homeowners, investors, and self-employed borrowers. Structured to match real-world financial needs with flexible qualification paths.

Core Loan Programs

  • FHA & FHA 203K Renovation
  • VA Loans
  • USDA Loans
  • Conventional Loans

Specialty Financing

  • ITIN Loans
  • Jumbo Loans
  • Reverse Mortgages
  • First-Time Buyer Programs
  • Grant Assistance Programs

Investor & Flexible Lending

  • DSCR Loans
  • HELOC / Second Mortgages
  • Self-Employed Programs
  • Commercial Loans
  • Church Financing
  • Mobile Homes & Condos
Built For Real Borrowers

Financing That Adapts To Your Situation

Every borrower is different. These solutions are designed to support a wide range of financial profiles and goals.

First-Time Buyers

Guidance and programs designed to make your first purchase more accessible and less overwhelming.

Self-Employed Borrowers

Flexible qualification options built for variable income and non-traditional documentation.

Real Estate Investors

Financing options structured for rental properties, portfolio growth, and cash-flow lending.

100% Financing Options

Eligible purchase programs may offer zero down payment solutions for qualified borrowers in select cases.

Manufactured & Mobile Homes

Specialized loan programs designed for manufactured and mobile home financing solutions.

Mortgage Calculator

Estimate your monthly payment and see how much house you can afford.

$
Your estimated monthly payment
$
%
$
Yr
Mo
%
%
$
Monthly
Bi-weekly

+ Add Extra Payments

$
$
$
$
[-] Remove extra payments

Payment Breakdown

Customize your mortgage payment

Principal & Interest
Monthly Extra Payment + Add Extra Payments
Home insurance (per year)
%
$
Property Taxes (per year)
%
$
HOA Fees (per month)
$
PMI (per year)
%
$
Total Monthly Payment

Total Of All Payments

Down Payment & One-time Expenses
Principal
Interest
Extra Payments
Home insurance
Property taxes
HOA fees
PMI (not required)

Amortization Schedule

Mortgage Payoff Date:

Payment breakdown as of

Remaining Balance
Principal
Interest

How it works

From Application to Closing in Three Steps

Step 1: Apply Online

Step 2: Review Your Options

Step 3: Close With Confidence

Start Your Application

Get Pre-Approved With Confidence

Taking the first step toward homeownership or refinancing should feel simple, not overwhelming. This application is designed to give you a fast and clear starting point so we can understand your goals and match you with the right loan options.

Once submitted, your information is reviewed quickly and you will receive guidance on the most suitable programs based on your financial profile. Whether you are a first-time buyer, upgrading, or investing, the goal is to streamline the process and eliminate unnecessary delays.

Start your application today and move forward with a clearer path toward approval, better rate options, and a smoother closing experience.

Mortgage Tools & Resources

Helpful Resources For Every Stage Of The Process

Explore additional tools and resources designed to help simplify financing decisions, prepare for the application process, and better understand your mortgage options.

01

Paperwork Needed

Prepare for the application process with a better understanding of the documents commonly requested during mortgage review and approval.

  • Income verification documents
  • Bank statements and assets
  • Employment information
  • Tax returns and identification
Learn More →
02

The Loan Process

Understand the general steps involved from initial application and pre-approval through underwriting, closing, and funding.

  • Application and consultation
  • Loan review and approval
  • Processing and underwriting
  • Closing and final funding
Learn More →
03

Mortgage Glossary

Learn common mortgage terminology to feel more informed and confident throughout the financing experience.

  • Interest rate definitions
  • Escrow and closing costs
  • Loan-to-value ratios
  • Mortgage insurance terms
Learn More →
04

Refinance Analysis Calculator

Explore refinancing scenarios and compare potential monthly payment structures based on updated loan terms and rates.

  • Estimate payment changes
  • Review refinance scenarios
  • Compare potential savings
  • Evaluate long-term options
Open Calculator →

In the Words of our Clients

Success Stories

mckinney-tx-karen-peoples-1024×683
"I have worked with Karen for around 17 years and I only have good things to say about her. She receives my ultimate recommendation."
"Karen is the most honest and dependable agent you will find. Her real estate knowledge puts her at the top of the game."
"Karen was referred to me by my sis in law. She worked with us since 2019. Even during COVID she was still working hard to find us a home when there were shortage of homes. Karen is very knowledgeable. She is patient and not pushy. Choose her and you
"Karen is a great realtor. She located several homes for my husband and I in the Keller area. When we had questions she always was there with the answer. I would recommend her to my family and friends."
read all

Ready for

The Next Step?

Take the next step toward homeownership, refinancing, or investment financing. The application process is quick, and our team is ready to guide you from start to finish.

Apply Now
Call